About Us
Welcome to Konnectivity Limited, a premier fintech company based in New Zealand, proudly holding a Financial Service Provider (FSP583288) license. Our mission is to revolutionize the financial landscape by providing secure, innovative, and efficient financial solutions to clients around the globe.
Innovation
We leverage cutting-edge technology to offer seamless financial services that meet the evolving needs of our clients.
Integrity
Our operations are built on a foundation of trust and transparency, ensuring the highest standards of integrity in all our dealings.
Security
Protecting our clients' financial data is our top priority. We implement robust security measures to safeguard against any threats.
Global Reach
With partnerships spanning major financial institutions and top-tier companies listed on stock exchanges worldwide, we are at the forefront of the global financial revolution.
Commitment to Compliance
As an FSP-licensed entity, we adhere strictly to New Zealand's regulatory standards, ensuring our services are both reliable and compliant with the law.
Our Services
We offer a range of innovative financial services to meet the diverse needs of our global clientele. Discover how our services can help you achieve your financial goals.
Service Name
Financial Transactions
Our financial transaction services are designed to ensure that every transaction is processed swiftly and securely. We leverage cutting-edge technology and robust security protocols to facilitate smooth financial operations for businesses and individuals alike.
- Fast Processing: Near-instant transaction processing speeds.
- High Security: State-of-the-art encryption and fraud detection systems.
- Global Reach: Support for multi-currency transactions and international transfers.
Merchant Services
Our merchant services provide a holistic suite of tools designed to help businesses manage payments, prevent fraud, and gain valuable financial insights. Tailored to meet the needs of both small businesses and large enterprises, our services ensure that merchants can operate with confidence and efficiency.
- Payment Processing: Accept a wide range of payment methods.
- Fraud Prevention: Advanced fraud detection algorithms.
- Financial Analytics: Detailed reports and analytics.
Risk Management
Our risk management services are designed to protect your business from financial threats by providing real-time monitoring, comprehensive risk assessments, and strategic mitigation plans. We help you stay ahead of potential risks and safeguard your financial interests.
- Real-Time Monitoring: Continuous monitoring of transactions and activities.
- Risk Assessments: In-depth analysis of your business operations.
- Mitigation Strategies: Customized risk mitigation plans.
Compliance Solutions
Staying compliant with financial regulations is crucial for any business. Our compliance solutions are designed to help you navigate the complex regulatory landscape, ensuring that your business meets all necessary legal requirements.
- Regulatory Updates: Regular updates on the latest regulatory changes.
- Compliance Audits: Thorough audits to ensure regulatory alignment.
- Training and Support: Comprehensive training programs.
Financial Consulting
Our financial consulting services are designed to provide you with expert advice and strategies to drive your business towards sustainable growth. Our consultants work closely with you to understand your unique needs and offer tailored solutions.
- Strategic Planning: Develop comprehensive financial strategies.
- Performance Analysis: Analyze your financial performance.
- Investment Advice: Receive expert guidance on investment opportunities.
Compliance
Compliance is at the heart of our operations. We are committed to adhering to all relevant financial regulations and standards, particularly those set forth by New Zealand's financial authorities. Our compliance framework is designed to ensure that we operate within legal boundaries and maintain the trust of our partners and clients.
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Registration: As a financial service provider registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008, we adhere to stringent registration requirements. This includes providing detailed information about our services, directors, and significant shareholders.
Dispute Resolution: We are committed to resolving disputes efficiently and fairly. Our participation in a government-approved dispute resolution scheme ensures that any complaints are handled professionally and transparently.
Anti-Money Laundering and Countering Financing of Terrorism Act 2009 (AML/CFT)
AML Program: Our comprehensive AML program is designed to detect and prevent money laundering activities. This includes rigorous customer due diligence, ongoing account monitoring, and reporting suspicious transactions to the Financial Intelligence Unit (FIU) of New Zealand Police.
Risk Assessment: We conduct regular risk assessments to identify and mitigate potential AML/CFT risks, ensuring our processes are robust and compliant with New Zealand law.
Financial Markets Conduct Act 2013
Fair Dealing: We are committed to fair dealing and transparency in all our financial market activities. Our practices comply with the Fair Dealing provisions of the Financial Markets Conduct Act 2013, ensuring that we provide clear, accurate, and not misleading information to our clients and partners.
Market Conduct: We follow stringent guidelines on market conduct, including disclosure requirements, financial reporting, and conduct of business obligations.
Privacy Act 2020
Data Protection: Protecting our clients' and partners' personal information is a top priority. Our data protection policies are aligned with the Privacy Act 2020, ensuring that we handle personal data responsibly and securely.
Privacy Principles: We adhere to the Information Privacy Principles (IPPs) set out in the Privacy Act, which govern the collection, use, and disclosure of personal information.
Department of Internal Affairs (DIA) Governance
DIA Oversight: We operate under the governance and oversight of the Department of Internal Affairs (DIA), which regulates anti-money laundering and countering financing of terrorism activities in New Zealand.
Compliance with DIA Guidelines: Our AML/CFT framework is fully compliant with the guidelines and directives issued by the DIA. This ensures that our processes are not only compliant with the law but also follow best practices as recommended by the regulatory authority.
Regular Audits and Reporting: We undergo regular audits and submit detailed reports to the DIA, demonstrating our ongoing commitment to compliance and transparency.
Key Compliance Areas
- Anti-Money Laundering (AML): Our AML framework ensures that we identify and mitigate money laundering risks through rigorous customer due diligence, ongoing monitoring, and reporting suspicious activities.
- Counter-Terrorism Financing (CTF): We actively work to prevent the misuse of our financial services for terrorism financing through robust controls and monitoring mechanisms.
- Data Protection and Privacy: We are committed to protecting the personal data of our clients and partners, complying with New Zealand's Privacy Act 2020 and international data protection standards.
- Financial Reporting: Our financial reporting practices adhere to the highest standards, ensuring transparency and accuracy in all our disclosures.
Our KYC Process
Ensuring the integrity and security of our financial ecosystem is paramount. We conduct rigorous Know Your Customer (KYC) procedures to safeguard our network.
Our KYC process includes comprehensive background checks on shareholders and directors of our merchant partners. This thorough vetting process ensures that all our partners hold the necessary financial licenses and meet our stringent compliance standards.
1. Merchant Application Review
We meticulously review each merchant application to ensure all required information is provided and accurate.
2. Shareholder and Director Background Checks
In-depth background checks on all significant shareholders and directors to verify their integrity and compliance with regulatory standards.
3. Verification of Financial Licenses
We verify the authenticity of financial licenses held by our merchants, ensuring they comply with all relevant regulations.
4. Ongoing Compliance Monitoring
Continuous monitoring of our partners to ensure ongoing compliance with our high standards of security and integrity.
Our Global Partners
We are proud to partner with leading financial institutions and major companies around the world. Our collaborations are built on trust, compliance, and mutual growth. These partnerships enable us to provide a wide range of financial services that are secure, efficient, and compliant with international standards.
